Product Description
This digital document is an article from The Register-Guard (Eugene, OR), published by The Register Guard on October 17, 2004. The length of the article is 1041 words. The page length shown above is based on a typical 300-word page. The article is delivered in HTML format and is available in your Amazon.com Digital Locker immediately after purchase. You can view it with any web browser.

Citation Details
Title: Franchise owners know small from big enchiladas.(Business)(The Weber family runs 20 Taco Bells in Oregon and plans for growth)
Publication: The Register-Guard (Eugene, OR) (Newspaper)
Date: October 17, 2004
Publisher: The Register Guard
Page: S16

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Product Description
This volume is produced from digital images created through the University of Michigan University Library's large-scale digitization efforts. The Library seeks to preserve the intellectual content of items in a manner that facilitates and promotes a variety of uses. The digital reformatting process results in an electronic version of the original text that can be both accessed online and used to create new print copies. The Library also understands and values the usefulness of print and makes reprints available to the public whenever possible. This book and hundreds of thousands of others can be found in the HathiTrust, an archive of the digitized collections of many great research libraries. For access to the University of Michigan Library's digital collections, please see http://www.lib.umich.edu and for information about the HathiTrust, please visit http://www.hathitrust.org ... Read more

Product Description
This volume is produced from digital images created through the University of Michigan University Library's large-scale digitization efforts. The Library seeks to preserve the intellectual content of items in a manner that facilitates and promotes a variety of uses. The digital reformatting process results in an electronic version of the original text that can be both accessed online and used to create new print copies. The Library also understands and values the usefulness of print and makes reprints available to the public whenever possible. This book and hundreds of thousands of others can be found in the HathiTrust, an archive of the digitized collections of many great research libraries. For access to the University of Michigan Library's digital collections, please see http://www.lib.umich.edu and for information about the HathiTrust, please visit http://www.hathitrust.org ... Read more

Product Description
This volume is produced from digital images created through the University of Michigan University Library's large-scale digitization efforts. The Library seeks to preserve the intellectual content of items in a manner that facilitates and promotes a variety of uses. The digital reformatting process results in an electronic version of the original text that can be both accessed online and used to create new print copies. The Library also understands and values the usefulness of print and makes reprints available to the public whenever possible. This book and hundreds of thousands of others can be found in the HathiTrust, an archive of the digitized collections of many great research libraries. For access to the University of Michigan Library's digital collections, please see http://www.lib.umich.edu and for information about the HathiTrust, please visit http://www.hathitrust.org ... Read more

Product Description
This volume is produced from digital images created through the University of Michigan University Library's large-scale digitization efforts. The Library seeks to preserve the intellectual content of items in a manner that facilitates and promotes a variety of uses. The digital reformatting process results in an electronic version of the original text that can be both accessed online and used to create new print copies. The Library also understands and values the usefulness of print and makes reprints available to the public whenever possible. This book and hundreds of thousands of others can be found in the HathiTrust, an archive of the digitized collections of many great research libraries. For access to the University of Michigan Library's digital collections, please see http://www.lib.umich.edu and for information about the HathiTrust, please visit http://www.hathitrust.org ... Read more

Product Description
Jane Hilburt-Davis and W. Gibb Dyer— two of the country's foremost experts in the field of family business— offer in one comprehensive volume a systematic approach for developing the skills and competencies you need to consult with these unique systems. This practical, hands-on resource shows you how to manage each stage of the consulting process— from the first contact to the last— and reveals how to plan strategically and deal with the complex relationship issues that are commonplace in family businesses.

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Customer Reviews (5)

From the only FB major in the US
I teach the so-called Capstone course in our family business major at Stetson University. When I surveyed the books available on consulting with family businesses, this one stood out. In terms of its clarity, accessibility, and credibility, it was clear that the author had lived this. I consult, but trying to find a book that conveyed the craft in such an authentic style was a geniune surprise. Well done!!

Great Guide for Family Business Professionals
Dyer and Hilburt-Davis offer outstanding strategies and recommendations from their vast experience and intimate knowledge working with family businesses. This book is an excellent resource for all professionals who advise family businesses.

A must-read!
Consulting to Family Businesses is a MUST-READ for anyone who works with family-owned businesses. The book's format makes it easy to read and to find needed information.Its content, which is nut-and-bolts practical, will benefit both experienced hands as well as "newbies."

This is an extraordinary resource for family business owners
Jane Hilburt-Davis and Gibb Dyer have made a significant contribution to the emerging field of family business consultation.They deliver good practical advice along with thoughtful insight about the pushes and pulls that families feel as their companies grow and thrive.In the short time I've owned this book I've had to move it closer and closer to the "most used" section on my book shelf.Clearly these authors do hands-on consultation everyday, know what they're doing, but have also thought about how to share their ideas with family business owners and other consultants. 'Very readable.It's just a great resource.

A Must for Family Business Consultants
This book is a true gift for those who are entering the field of advising to family businesses or those who have been at it for years. It is comprehensive and thoughtful, a true benchmark for the subject of the consulting process with family owned busineses. ... Read more

Product Description
It's all in the family

Family businesses are the backbone of any economy, but they can present a host of challenges that can affect their chances of success. The Complete Idiot's Guide(r) to a Successful Family Business is the most current and comprehensive book that tells the proprietors of family concerns how to deal with such unique issues, including expansion beyond the original family business, and family versus hired management.

*80 percent of all businesses in America are family-run
*Written by a nationally known author team
*Instructive anecdotes about successful businesses provide practical, hands on Advice
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Product Description

Family businesses epitomize the best of the American Dream: you work hard, you're your own boss, you leave a lasting legacy to your children -- or do you? Statistics show that only 30% of family businesses survive to the second generation, and a paltry 10% survive to the third generation. Family businesses are in trouble, and their survival is crucial to us all. Their success ensures our country's success -- and their failure can drastically affect our economic health.

In Keep the Family Baggage Out of the Family Business, family business expert Quentin Fleming has identified the Seven Deadly Sins that are invariably responsible for a family business's demise. Keep the Family Baggage Out of the Family Business presents practical and accessible advice geared toward the average family business owner or employee and is an invaluable tool for helping family businesses not only survive but thrive. ... Read more

Customer Reviews (11)

Keeping it Genuine
The author holds nothing back and tells it like it is to work in a family business.It is extremely difficult and takes hard work and keeping a lot of what you are thinking to yourself.Good book - would recommend anyone reading it before they are getting into a family business or if you are already working for the family and need comfort that you are not alone.If you liked this book, you may also enjoy Sons in the Shadow, a book about a son working for his fatherSONS IN THE SHADOW

A Bargain Investment to check your Family Business Health
This book is a "healthy" reflection of time bombs unique to a family business. As a coach to family businesses, I can't stress enough that what can go wrong will go wrong at the time least expected.

The book's title is somewhat a turn off - in my opinion, these are not sins, but human nature at work - something most people are aware of, but avoid to address - and hope they will magically resolve themselves and go away.Further, there could also be a lack of knowing how to avoid them - or they simply do not apply.

However, I highly recommend the book based on it's content and for the topics covered.It is an easy read, and bargain investment, to figure out if your family business has committed, or is on the road to committing, one or several of the "seven sins".

Down-to-earth
I wish I'd had this book years ago!My husband's family business was recently in bankruptcy and was bought out by another company.They committed practically all of these "deadly sins".The information is practical, appliable, and very real life advice.Heed his warnings!

Anyone with a Family Business must read this!!!
I spent ten successful years working for my fathers very successful business. He told me I would take over the business "someday", he had a heart attack and retired but could not give up control. This is VERY common as I learned from this book. I spent the last 3-4 years waiting for him to deal with the future of his business. This book and some others I read finally convinced me to move on with my life. It was a difficult decision, but ultimately freed me to begin my life on my terms. If any owners of a family business are reading this, please read this book and talk with your heirs. Eventually you will die and someone will have to keep your business alive, if they have the desire and interest it may as well be one of your children... This was the best of the family business books I read (I made it through 6). Good luck!!!

Must read for familys who work together
This book, in a very neutral way, captures where families can go wrong, in the family business.Must read for all generations, both in and out of the business.Even if things are going great right now, read this book! ... Read more

Product Description
Attorneys Michael and Scott Friedman, who have represented hundreds of family businesses, offer practical, easy-to-follow advice on the legal aspects of owning, operating, and ensuring the continuation of a family business. Dozens of "family tips," nuggets of advice and points to consider are included. ... Read more

Product Description
Less than one-third of family-owned businesses survive into the second generation. Why? Often they fail because their owners or managers avoid making needed decisions about the company's future. As a result, the firms cannot stay intact through the rapid changes that take place in business. Heads of firms that do survive learn to anticipate the changes, crises, or problems that may arise and effectively plan to deal with these changes.In this new book, John L. Ward provides comprehensive, practical advice on strategies that will help family firms plan for and survive future growth and changes in the business world. He shows how to maintain growing, healthy, and profitable companies; shape future business directions; prepare new leaders; ensure the support of family members for the firm; help the firm continue from one generation to the next; and balance the needs of the business with the needs of the family.Ward describes how to create strategies for the business and the family and combine them to create a comprehensive plan that resolves such issues as how the firm's assets will be shared and who will succeed the founder. He offers tools for doing market and financial analysis of the firm and its competitors- and gives advice on how to use or reinvest funds to build a stronger firm. Ward discusses alternative strategic plans and shows which businesses and families they are best suited for. And he provides examples of family and business strategic plans, sample strategic planning worksheets, a sample financial analysis of a family firm, and a questionnaire on the values of the business. ... Read more

Customer Reviews (2)

A classic in the field
Prof. John Ward is a top writer in the field, and this is a classic. Anyone who is interested by this fascinating subject should read this.

Where to get it
Order through Amazon.Com, in paperback reprinted edition, from Business Owner Resources. ... Read more

Product Description
John L. Ward, a leading world expert on family business, offers the best practices of the most successful and long-lasting families in business, including Ford Motors, Marriott Hotels, Levi-Strauss, and the New York Times. He provides a framework of five insights and four principles in which to position his fifty "lessons learned" for family business longevity. This is a comprehensive book on sustainingfamily businesses that contains international examples, cases, essential tools, and checklists of best practices; a how-to every entrepreneur should have.
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Customer Reviews (5)

Although it's short, it's a very informative and insightful read on family business
I'm an avid reader of family business books, and I recently re-read Perpetuating the Family Business by John Ward and found myself tabbing numerous pages that contained insightful and important ideas that just about every family business can put into practice.

Ward begins by laying out his conceptual foundation for familes, which contain his "Four P's" - 1. Policies before the need; 2. sense of Purpose; 3. Process; and 4. Parenting.Understanding and practicing the four P's should provide families in business with a decent start in the right direction toward developing a sustainable and successful family and business.

The heart of the book contains Ward's "50 Lessons" for family businesses, broken down into three sections: lessons for owner-manager businesses; lessons for sibling partnerships; and lessons for cousin collaborations. At the end of each section he briefly applies the lessons to the story of two media families: the Och-Sulzberger family (of the NY Times) and the Binghams (the Southern US media family) for illustrative purposes.Below I've set out a few of my favourite lessons from the book.

Lesson 2: Irrevocable Retirement.
Ward highlights the importance of family businesses establishing mandatory retirement policies for executives.As he states: "While a mandatory retirement date addresses the delicate issue of the leader letting go, it does much more than that.The value of a mandatory retirement policy is that it creates the opportunity for more changes in leadership in the later stages of the business."Family member executives in family businesses often have a hard time 'letting go' of the enterprise, creating all kinds of problems for the next generation of family (and non-family) executives who's professional and personal development is often retarded as a result.Also, mandatory retirement will force family executives to find a 'life beyond the business' - perhaps turning towards a leadership or mentorship role in the family or community - that will continue to provide them meaning in their lives.

Lesson 4: Principle of Merit.
Ward argues that families should put in place policies that focus on competence and earned privilege and discourage paternalism.Merit shouldimpact many areas of family business decision making, including what roles family members should play in management of the business; determining compensation; selecting successors; who serves on the board; etc.

Lesson 5: Attract Most Competent Family Members.
As Ward observes, family businesses often fail to attract the best family members into the business because the most competent family members often have opportunities elsewhere.He states that failing to adopt the Principle of Merit (Lesson 4) will result in the business attracting the least competent family members while those who are the most competent search for opportunities outside the business where their competence will be recognized and rewarded.

Lesson 10: Understated Wealth.
One of the most complicated issues for larger family businesses is how to deal with the privileges and responsibilities of wealth.Ward doesn't suggest that families pretend to live in poverty, but suggests that living beneath one's means is a good route to take.He warns that families who do not practice this concept can run into the situation where the salaries of family members in the business can escalate rapidly and compromise the business.

Lesson 12: Graceful Pruning.
The idea of discouraging family shareholders from exiting the business is one that many families often follow - especially once ownership has left the founding generation.Family members often ask questions such as: Why should my kids be able to sell their shares and walk away from the business I've built? or, Why should my nephews be able to force my children to buy their shares and put them and the business in a problematic financial situation?Ward argues that mandating that shareholders wishing to exit do so at a discount to their real value is a bad policy for family businesses to adopt.According to Ward, families should make it as easier for individuals to sell their shares (even offering a premium to their value) as doing so will allow unhappy family members or those not engaged by the business to leave freely, resulting the family being owned by family members who genuinely want to be owners.

Lesson 16: Selective Family Employment.
According to Ward, it is better for families to set policies that create higher standards of entry for family members wishing to join the business.Doing so will encourage the most competent family members to join the business and will preserve upward mobility for able non-family employees.Increasing the amount of outside work experience and education over generations should result in increasingly selective policies.

Lesson 25: Legacy of Values.
In my opinion, the concept of a shared set of values is probably the biggest factor contributing to the sustained success of select family businesses.Ward states that the business should serve as an example of the family's values, and also that the business can contribute to the values of the family.

Lesson 28: Spirit of Enterprise.
Families that consider themselves as being "in the business of business" are more likely to be successful over the long-run than families that are strongly tied to the specific business that the founder created.While attachment to the original business is common, and selling the business or re-orienting it in new business areas might be troubling for those who built the business, they should see their success not as creating a business that does a particular thing, but creating a family that shares their love of enterprise.

Lesson 45: One Family.
This is probably one of the hardest lessons for many families to adopt.Many families that extend to a sibling partnership and beyond tend to adopt practices and policies that view the family as 'factions' or 'branches' - e.g. allowing each branch to nominate it's own director.Ward argues that families should avoid this state of mind and the practices that go along with it.Instead, he suggests that families should view themselves as 'one family' regardless of which branch individuals originate from.Adopting the 'branch' theory results in too many family members on the board, promotes tension and rivalry, and allows family feuds to continue.A family that adopts a one family approach should be comfortable with one family representative on the board of directors, knowing that the individual will represent the interests of the family and will not be motivated by self-interest.

In summary, I think Ward's book presents many interesting lessons and can serve as a very good resource for new ideas for families seeking to improve the governance, communication, and ownership of their family and business.

Clear, insightful, personal, terrific for business families
By 'clear' I mean relatively easy to read, this is not a textbook.Dr. Ward says himself that it is the most personal book that he's ever written, and I would say that it is his best.Because it is insightful.
One example:of the Five Insights and Four P's, one is 'Policies before the need'.This is something that I've been begging business families to do:establish a policy manual with rules for this and that occasion.Just because your family business is relatively small and simple today does not mean that you can delay.
A problem with other books on the subject is that they are written with a certain kind of family business in mind.This one, however, mentions the first three stages of family business evolution, and lists the 50 lessons under one stage or the other.Most helpful!
Appendix C: A Family Business Checklist made me stop and say "Hey, this question isn't for my business yet." but that only means that if the question and its answer is not appropriate for your business yet, it is still beneficial to start planning and educating.In other words, what is not needed by one generation is essential to the next.
Families in business:listen to this wise man, communicate, and educate.

A must read
It is simply the best book about Family Businesses that I read. Besides that, it is one of the few books in this field that has a conceptual structure.
It will be helpful to all people interested in the perpetuation of family businesses.

Perpetuating the Family Business
Well written and researched, "Perpetuating the Family Business" is a "must read" for anyone interested in passing their own business on to the next generation.John Ward is not only experienced, but insightful regarding the dynamics that make or break families and family businesses.

Enlightening Lessons for Home & Work, New or Old
In a short book, John Ward offers many key findings & synthesized concepts (often surprising, even counter-intuitive) without wasting readers' time but with true-life examples enlivening his conclusions.His research & concisely presented insights match the multi-generational history of our multi-$B family holding company.This work should be on best sellers lists, not only because it is the "Built To Last" for private business, but also because it includes management principles that could be used in public companies seeking to endure.
C.U.
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Product Description
From small start-ups to giant multinationals, from the Mom-and-Pop owned barber shop to Ford, family owned businesses continue to dominate the world economy. But regardless of size, running a successful family firm presents unique challenges, and many fail to survive the transition to the next generation. Here is a practical, comprehensive guide to ensuring success through effective strategic planning. Randel Carlock and John Ward, two leading authorities, provide a wealth of tested, easy-to-follow tools and techniques for mastering strategic planning for family-owned firms. Filled with real world examples, case studies, checklists, and planning worksheets, Strategic Planning for the Family Business shows how to deal with a host of emerging challenges-from new technologies and globalizing marketings-by integrating family values and dynamics into sound planning and management. ... Read more

Customer Reviews (3)

One of the best practical books for family businesses and families in business
MY RATING SYSTEM:

* - if you have to chose between torture and reading this book, then you might want to consider reading the book - although it depends on just how severe the torture would be.

** - if you've lost your job and have quite a bit of free time on your hands, and don't have anything else better to do, then you might want to consider reading this book; don't expect to learn much or really be entertained. It will however, help you pass the time until your death.

*** - meh...I'm indifferent. Reading this book will not alter your life in any significant way, yet it is not so horrendously dreadful that your taking the time to read it will be a complete waste of time.

**** - Good book to great book zone here. You should probably read this book if you have some spare time. This book could be interesting, entertaining, or informative.

***** - Outstanding book! Make time to read this book - you'll learn or be entertained or intrigued. The book might even be good enough to provide original or helpful insights into the world that we live in.

REVIEW:

I have read extensively about family businesses, including just about everything by Professor Ward, and Strategic Planning for the Family Business is perhaps my favourite guidebook for family businesses.

Rather than being merely a 'story book' about the successes and failings of other family businesses (don't get me wrong, these sorts of books are immensely helpful in assisting families in identifying their own problems and relating to those of families in similar situations), this book provides mountains of practical information that can help families in business plan and prepare for the demands of being involved with a family business.

Unfortunately, most families do not take the time to consider and address even the most simple issues that can destroy their business and their family.This book serves as an excellent reference guide for families that want to be proactive about dealing with the issues that have the potential to cause severe damage.Go through the exercises in the book together - - there is probably no better way to begin ensuring the future success of your family business

A must read for anyone in a family business - it has the potential to stimulate a lot of discussion.Also highly recommended for those working in consulting/professional relationships with family businesses.

Intellectual Tour de Force for Everyone
I picked this book up because I was getting ready to consult with a family-owned firm about their strategy.My previous strategy consulting work has been with startups, small and medium sized and Fortune 500 firms.I knew that helping senior managers develop their business strategy might be an entirely different matter when the firm was a private, family held enterprise.

This book opened my eyes to the unique challenges of family businesses.It helped me understand the compromises that must be made when looking at the business strategy options for family firms.Most importantly, it helped me understand that the health of the family and the relationships between the generations was more important than pure business strategy thinking.This is exactly the insight that I was looking for.I learned much more than I expected and am deeply appreciative of the authors' exceptional insights and recommendations.

What I did not expect was that this would also be a first rate book for thinking about strategy.If you know nothing about strategic planning, this book is a great primer.If, however, you know a lot about strategic planning, and I started my career with McKinsey & Company in 1981, you will be amazed at how well the authors have summarized and simplified a wide range of very powerful idea.

Their goal was to help family members with different levels of business expertise understand some of the most powerful thinking about strategic planning so they could participate in spirited discussions about the future of their family firm's strategy.This book reminds me of Porter's Competitive Strategy as the authors have made strategic planning accessible to the masses while retaining the power of the analytical tools that are at its heart.

You will find that this book is a treasure trove of powerful insights in a very compact package.Thank you for doing such an outstanding job, John and Randel.I don't know you, but I really appreciate your gift to business owners, family members, business school professors, consultants and students.

Packed with Knowledge!
Balancing the needs of a business and the family that controls it might seem like an overwhelming task, unless you tackle the challenge with a clear-headed plan. Randel S. Carlock and John L. Ward provide just such an approach by mapping out the strategies and structures needed to make a family business run smoothly. In so doing, they address family conflict, executive succession, ownership schemes and a host of other issues that can make or break a family business. We from getAbstract highly recommend this book too for its practical and applicable methods of striking a balance between the needs of business and the needs of family. ... Read more

Product Description
More than 24 family businesses in the United States. employ 62 percent of America's workforce. And in Asia, Europe, Australia, and Latin America, experts say family businesses could account for as much as 80 percent of the private sector.

What's different about dealing with family members than dealing with underlings and managers at an impersonal corporation? When was the last time sales for a Fortune 500 company slumped because two brothers couldn't get along? Not that often, if ever. But it happens all the time in family businesses. Millions of families spanning the globe know they have problems ordinary businesses don't; they know if they don't keep the family on track, the business will derail.

Family, Inc. is a witty, engaging blueprint for maintaining peace within the family without busting the business. The authors use characters straight out of "Family Business Central Casting" to provide uncommon insights mixed with commonsense solutions. After all, they know that firing Uncle Bill is a bit more traumatic than firing just any Bill.

You'll meet:
* Dad the Decider: Can he run a successful business and keep the family happy?
* Mom, CFO (Chief Family Officer): Can she keep the business from destroying her family?
* The Hard-Charging Son: How can he get Dad to move aside without ruining their relationship?
* The Sibling Rivals: Will they ever cooperate when each believes Dad loved the other one best?
* Mrs. & Mr. Inc.: How can they juggle business, marriage, sex, and the kids?
* The Supportive Spouse: What can she do to ensure her husband is treated fairly on the job by her family?

With these and other captivating characters, Family, Inc. will show you how to keep your family from ruining the business and your business from ruining the family. You'll laugh, you'll cry...and you'll avoid a train wreck.
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Customer Reviews (4)

Good tips for In-Laws Under the Influence
As an "In-Law Under the Influence" I found the advice in the book pretty good.It basically says that although there have been successful examples of multi-generational businesses that have selected in-laws to run the company (New York Times), you must proceed with extreme caution when first approached with this possibility (never assume to approach yourself; you must wait to be approached).Important issues must be put on the table before accepting, such as, the possibility of being awarded stock in the company and talking about very sensitive issues such as, what happens if your daughter (or son) and I get divorced (am I out of the company? if I have stock, do I get bought out? etc.)I wish I had had the benefit of the book before, not only for the advice in this particular chapter, but also because of the different points of view that can be encountered, sometimes by the same person occupying the different roles ("Mom as CFO", "Dad the Decider" and "Father with the Farewell Paranoia" as is the case of my Mother-In-Law).The book has helped me be more understanding of these roles and as a consequence much more patient in accepting decisions and behaviors I initially find confusing, because I realize I would do the same thing in their position.

I agree, however, with another reviewer who mentioned that it's a good book for first to second generation businesses, not so for 3rd or 4th generation businesses.Being the father of two future inheritors of where I work now, I don't know if this would serve their purpose for more complex 3rd generation issues.

Characters that can hurt your family business
Family Inc. describes character - "Dad the Decider," "The Hard-Charging Son", "Mom the CFO", "The Inlaw under the Influence, and "The Father with Fairwell Paranoia" that are found in numerous family business settings, and talks about how these characters can tilt a family business unit structure.A good example is how the arguments, conflicts, and drama in the family unit can play havoc in the business unit.Growing up, andworking in my family's business, I can relate to what Larry and Laura Colin describe in their book - the emotionally charged relationships that can erode even the most solid business.

The book is an easy read, and a bargain investment.In the privacy of your own home you can read up if you or other family members fit one or many of the characters described that can hurt your family business and keeps it back from moving into the "next generation." Highly recommended if you want your business to move beyond the second generation.

Clues to running a family business
Imagine the conflict, arguments and drama around almost every holiday dinner table, then imagine them played out around a conference table and you'll see the issues that arise in family firms. Emotional, volatile relationships can erode even the most solid business. Larry and Laura Colin, who worked together in a family company before it was sold, use their first-hand experiences to show you how to avoid sacrificing your relationships on the altar of the family firm and visa versa. They look at the characters who populate many family firms, including "Dad the Decider," "The Hard-Charging Son" and "Mr. & Mrs. Inc." Although their insights are just one step beyond common sense, at least you don't need a business degree to understand the conversational text. getAbstract recommends this to readers who must practice nepotism as an art form, working with bosses, colleagues and employees who are also close-knit kin.

Easy Read
Easy to read.Would recommend for family businesses in the first and second generation.Not much help for families in businesses in the third and fourth generations. ... Read more