Product Description
Arms readers with the tools they need to eliminate debt forever. Reflects the latest credit laws passed by Congress. Softcover. ... Read more

Customer Reviews (13)

Good, but...
The book is chock full of useful information. Some is common sense, some not so common. However, it contains little about dealing with the Internet and communicating by email about credit. Moreover, as a man, I didn't appreciate the book's strong tilt toward women. Throughout, the author uses female pronouns and in places villainizes men. No advice for a man whose ex-wife has cleaned him out.

The Ultimate Credit Handbook
We used the information outlined in this book and it worked great.We had an old credit issue that dogged us for years.With this credit advise, we were able to deal effectively with AmEx and get incorrect charge-offs against our credit removed.This information is powerful and valuable.We recommend it.
Craig H.

ultimatecredithandbook
this book gave me the information i neededto turn my finacial life around. easy to understand the who what where how and why to your credit history and future. if you need help with anything regarding your credit this book is all you need. thank you gerri detweiler.

This book is extremely well written!
This book truely answered all of my questions about credit and then went into suggestions that I could understand and implement.My credit is now perfect with a credit score of over 750.You will learn that scores over 700 are considered "A" credit.You will also see the importance of paying off high interest debt first.It sounds so simple but many people, like myself, were paying more on our mortgage while still carrying a credit card balance.This book has changed my family into knowledgable consumers.We are now debt free and I would strongly recommend it to anyone- and no, I don't know the author.

Save your money
It is all about common sense. Does not really help those with poor credit scores. ... Read more

Product Description

Product Description
In Extra Credit: The 7 things every college student needs to know about credit, debt & ca$h. You'll learn how credit card companies "trick" you into playing their game by their rules and why it's not your fault that you can't beat them... at least until now. Extra Credit is the book that every college student and high school senior should be armed with as they are about to be assaulted by 50 credit card solicitations each semester. Extra Credit should be a mandatory book for all incoming freshman. You will be able to get your first credit card and use your debit card on your own, but nobody taught you how to use them, when to use them, how to balance your account, or how to tell if you are getting ripped off. You'll discover everything that credit card companies don't want you to know and more!
- What's the difference between a credit card and debit card?
- What are the top 10 tricks used by credit card companies?
- How do credit card companies market to college students?
- How do I know when to use a credit card, when to use my debit card or when to use cash?
- How do I get out of debt?
- and much, much more... ... Read more

Customer Reviews (1)

Cautionary without Condescending
A great primer for students on credit, debt, and cash. Mr. Pratt is cautionary without being condescending. While the target audience for this book is college freshmen, it would also be absolutely relevant for high school students in a life-skills course or similar. There are clearly many more details that Mr. Pratt could have gone into, but this gives a crash course in many of the basics of credit cards; the book would be a great conversation starter about these money issues in a first-year seminar course. I finished the book in about 45 minutes (interrupted, on the bus), so it would be a quick read for even the busiest high school or college student. The review questions at the end of each chapter could be used as a pre-test if the book was used over a period of time within a course, but also could be used as basic writing prompts. While my parents did a great job with my financial education, this would have been a beneficial resource during my first year in college. If I were teaching an introduction to university life course, I would definitely consider requiring my students to read this book. ... Read more

Product Description
This digital document is an article from Mississippi Business Journal, published by Venture Publications on January 31, 2005. The length of the article is 986 words. The page length shown above is based on a typical 300-word page. The article is delivered in HTML format and is available in your Amazon.com Digital Locker immediately after purchase. You can view it with any web browser.

Citation Details
Title: Practicing credit restraint makes difference.(As I See It)(debt management)
Author: Joe D. Jones
Publication: Mississippi Business Journal (Magazine/Journal)
Date: January 31, 2005
Publisher: Venture Publications
Volume: 27Issue: 5Page: A4(2)

Distributed by Thomson Gale ... Read more

Customer Reviews (5)

Good start to fixing problems, could use udpating.
This book gave me a good understanding of a previously bewildering subject, and I would recommend it as a good primer.

Pros:
Easy to read and understand.
Helped get me in control of my credit, not the agencies.

Cons:
Some of the addresses and contact information are out of date.

A must for the people who are trying to get finances managed
You will gain a lot, there is a great deal of information in this book, If you have decided to put your financial life back together this is the starting point. A MUST for the people who need help.

Happy in Irvine
I read the No-nonsense Credit Manual and found it very helpful in cleaning up the "wreckage of my past".It has helped me to better plan for the future and it's very easy to understand.Thanks for all the help.

satisfied in Irvine
I recently read this book and found it very helpful.I have taken direction and started writing my creditors letters and had marvelous results.I have re-established my credit by getting a secured credit cardand am very happy to say I am repairing my credit myself through readingthis manual.

Easy to understand and full of useful and practical advice!
Shaun Aghili's "The No Nonsense Credit Manual" is by far the best do-it-yourself credit repair guide I've come across.He shares with his readers his own experience with credit disaster and the mistakes hemade along the way.This book offers not only advice on getting yourselfout of debt and cleaning up your credit, it also provides you with sampleletters to send to creditors and credit bureaus for various situations.Ifound this book to be easy to understand and full of excellent advice.Whether you find yourself in "credit hell" or want to simply moreknowledgeable about credit issues, this work is good reading. ... Read more

Product Description
In 2009 I found myself with $65000 credit card debt. This book is my personal story on how I got myself out of this mess. I'm not a financial expert or some other guru. I'm just an average Joe just like you who had the same problem that you perhaps are facing. What you will learn from this book will help you to settle your credit card debt and save not only money buy hundreds of hours of research. ... Read more

Customer Reviews (1)

Overpriced Pamphlet! Save your $$'s
Save your money!This pamphlet is overpriced, the author has not heard of "spell check" and his grammar checker was broken.Anyone can write a book these days.This book offers no new information and sites no resources.Yes, this is a simple recount of the author's experience.Yes, there are many better resources out there for free.
The author needs to pay an editor or just read the book before sending to print.I recommend that you save your money. ... Read more

Product Description
Learn How You Can End the Fear and Worry Created by Bad Credit and Debt Collectors - Get Out of Debt Quickly and Easily, Right Now!

This guide gives you a step-by-step system to get out of bad debt!It's way different than anything else on the market and this program took me few years to develop! ... Read more

Product Description
Book for the Kindle: Debt Credit Repair 750: Learn Strategies to Increase Your Credit to Over 750 Points

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We are pleased to offer thousands of books for the Kindle, including thousands of hard-to-find literature and classic fiction books.
Click on our Editor Name (eBook-Ventures) next to the book title above to view all of the titles that are currently available.
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... Read more

Product Description
The average credit card debt per household is $7,500, and more than 1.6 million Americans file for bankruptcy each year. The American Bar Association Guide to Credit & Bankruptcy answers the questions people commonly ask lawyers about getting, keeping, and repairing credit.

• Includes major new requirements of the bankruptcy reform bill, in effect October 2005
• Topics include credit card debt, bankruptcy, and other forms of debt such as home mortgages, auto loans, and e-loans. ... Read more

Customer Reviews (2)

Another Great Reference for Consumer Bankruptcy Debtors and Debtors Generally
I gave this book a lot of points for its very existence.There are a LOT of lawyers who were involved in its creation, and getting a lot of lawyers to cooperate in anything is like herding cats.

The author is listed as the American Bar Association, but there was one primary author, David L. Hudson, Jr.

David did a great job of packing information densely into this small paperback book. The book is broken into two major categories, consumer credit and bankruptcy.

The section on consumer credit discusses credit discrimination, applying for various sorts of credit, correcting billing mistakes, and other sorts of of borrowing, including car and home financing.

The section on bankruptcy discusses both Chapter 7 and Chapter 13 Bankruptcy, with a discussion of the ways that bankruptcy is now different under the 2005 amendments.

There are a lot of features to make this easier to use, including a number of icons (little picture thingies) that direct the reader to practical tips, additional information, warnings about pitfalls, and plain English definitions of legal terms (which are particularly important in the area of bankruptcy law, where words look and sound like English, but aren't!).

One feature I particularly like shows up at the end of chapters, and it's the section called "The World at Your Fingertips".That section directs readers to additional materials to flesh out the discussion in the book.

And that's good, because this book is a sort of a resource for credit and bankruptcy swiss army knife. It has a LOT of items, and they're all good, just like the tiny tools on a good swiss army knife. But after you read the relevant Chapter in this book, you'll probably want to read more, in a more specialized volume.

For instance, if you read this and decide that a Chapter 13 is in your future, you may decide to read The Complete Chapter 13 Personal Bankruptcy Guide by Edward Haman (a NOLO book), or if you read this book and decide that you are contemplating a bankruptcy under Chapter 7, you may want to read Surviving Personal Bankruptcy by Nora Raum, both of which are available here on Amazon.

And to track down a bankruptcy lawyer, there's a new online resource called AVVO which compares lawyers like Amazon compares books, and there's Findlaw (an online directory), and it would also be nice if your lawyer was Martindale AV rated.

p.s. as I write this postscript, there is a raging debate in Congress over a provision in the Bankruptcy Code that may, after amendment, permit the stripdown of some OR all mortgages on residential real property. Will that statute pass? Listen, I've practiced bankruptcy law in Phoenix, Arizona for about thirty years, and I've watched a long series of amendments to the "New Code" of 1979; and I've watched as Congress debated in the past. The 2005 amendments took about a decade to work their way through Congress. So MAYBE the Bankruptcy Code is about to change a lot. And MAYBE it's not. But if you're contemplating bankruptcy in Phoenix, Arizona, or anywhere else, you should be aware that the law is currently MAYBE about to change in a way that could be helpful to debtors, IF they qualify and are willing to put up with a Chapter 13 bankruptcy (which makes a root canal look like fun).

good concise resource on credit issues
This is a succinct summary of a variety of credit related topics.It is easy to understand and suitable for a general overview of the topic.Written by the American Bar Association, an authoritative source. ... Read more

Product Description
I am going to show YOU how to become a "Debt Beater" and live your debt free dream lifestyle.

Dear Friend,

Do you need help eliminating the bad credit on your credit card or other debt? Are you constantly tired of being humiliated caused by bad debt or credit? If commercials, radio ads or billboards are leaving you a bit jumpy, you need help!

If you're wondering who you should call or ask for advice, look no further...That's where I come in!

I've been sharing my methods and techniques of getting out of debt, quickly and easily. I've had some bad financial situations in my life, but I've learned from those experiences and used what I've learned to my advantage.

I know my methods will work for you, because the same methods worked for hundreds of individuals just like yourself! However, I don't expect you to believe me after I show you exactly what I am talking about...

I promise, whatever bad credit or bad debt your in, can be fixed! Your situation is not unique and your problem is not hopeless!

Here's How You Can Get Out of Bad Debt and Have a Debt-Free Lifestyle Starting Today!

I've just completed my new ebook called, "The Debt Beater System" that gives you a step-by-step system to get out of bad debt! It's way different than anything else on the market and this program took years to develop!

Here's a Few Breakthrough Features in my eBook You'll Discover!
* What exactly is bad debt or credit and why people get into bad debt.

* Steps to avoiding credit card debt, the most common and serious case of debt accumulation.

* How to check and choose the best credit interest rate...What to ask and clarify before choosing your credit card with the lowest rates.

* Step by step guide to getting rid of your debt in complete detail.

* Debt reduction plan to help you pay off all your debts soon than paying only the minimums.

* What is interest and how to use the lowest interest rates to your advantage.

* Summarizing your debts is very important - I'll show you real life examples of how I summarize my debts correctly and create a formula to pay them all off.

* Learn the secret to repaying debts quickly and still save on interest charges...And once that debt is paid off, you can use the secret to pay off the rest of your debt.

* Whether your a student, a stay-at-home mother, or working a nine-to-five job, I'll break down step by step how to become debt-free.

* And Much Much More!

------------------------------------------------------------------------------

Dear Readers:

We are dedicated to providing our customers with cutting edge information with the latest and most popular ebooks & hot topics at very affordable prices. Our mission is to create positive change in your life. We carry hundreds of unique titles under many categories for your convenience. Please click on the name "Manuel Ortiz Braschi" at the top of the page, next to the title, or write "Manuel Ortiz Braschi" at the search box and you will be taken to our main page in Amazon, where you will be able to check all the interesting, unique and informative titles that we carry at Amazon Kindle. ... Read more

Product Description
Discover The Insider Secrets On How To Quickly Get Out Of Debt, Erase Your Bad Credit Record And Legally Raise Your Credit Score To 750 Or More That Uses By Most Lawyer And Credit Consultant On The Market ... Read more

Product Description
You know where you are (deep in debt) and where you want to go (debt-free and LOVING it!).In only a few days you have charted your course, you have created a sound plan to Kill Off Your Debt, and identified milestones along your journey.After going through this book, look at where you are now compared to only a few short days ago.You went from not knowing what to do about your overwhelming debt to knowing when you’re going to Kill Off Your Last Debt!You have moved a long way toward your goal of being debt-free and LOVING it!

Successfully getting out of debt requires changing the way you look at debt, credit and money. Through a series of fun, enlightening exercises, this eBook helps you do exactly that. (The exercises are also available in audio downloads from the author.) You also look at why you are in debt, create a support structure to ensure your success, and discover many ways of having fun while killing off your debt quickly! ... Read more

Customer Reviews (2)

This book is a real boost!
I so much appreciated having this book basically land in my lap. One of the things that I appreciate the most is that although I am not a typical reader (not dealing with high interest debt or inability to budget) I was still very moved by the book. Even someone as self-motivated as me can use a boost. And a boost it was! I am still referring back to the book and its wonderful general mix of cajoling and support - a good quick reality check with lots of practical help along the way. I understand firsthand how changing your attitude changes everything, but it is always to get that reinforced.

So: this e-book is a tremendous boost to anyone who needs to get real about their finances. A mixture of warm, practical advice, helpful attitude-changing exercises, and honest evaluation techniques, it will get you up and moving.

The financial concepts are sound, and if followed, will get you the results you want. It's as if it says, "You can do it!" in a different way in every chapter. If you are feeling stuck, discouraged and don't know where to start getting a handle on your debt/finances, start here. Even if you have a good handle on your debt and finances, this e-book serves as a good reminder and reality check. I read it and immediately dealt with a credit card I had forgotten about, and then went on to do a budget (which I hadn't done in years), and looked over all my spending habits. We can all use this e-book and I highly recommend it (and for the price, can you beat it?)

--another satisfied buyer

Thanks for the Insight,
Kill Off Your Debt-and Live! by Peter Salmon, is a terrific how-to guide.I found it insightful, 'user friendly.' and a lot of help.Thank you writer Salmon for the great advice! ... Read more

Product Description
This book covers everything there is to know about building a great credit score and it's understandable to the average person! In fact, some people have called it the "Credit Manual"!

It's like having your very own credit expert that you can reference and ask questions anytime you need to!

You'll uncover a wide array of tips, including how to repair your credit today!

... Read more

Product Description
Easy-to-use guide explains how to clean up your credit report, lessen your debt, and cope with your financial woes. Shows how to keep creditors from harassing you, reduce your monthly payments, get a copy of your credit report, budget your money, and get your finances on track. Softcover. ... Read more

Customer Reviews (4)

Buy the Third Edition
I'm the author and wanted to let you know that if you're interested in this book, you may want to buy the newly updated and expanded third edition, which has been retitled The Complete Credit Repair Kit, and includes a CD and new information.

Try another book!
Very superficial information -you can do better just by doing an online search and reading that up. Save your money for a better book.

Excellent book on credit and debt
As an expert on credit and debt myself, I think this book covers the topic pretty thoroughly.I'm glad to see another book that plainly spells out that there are no easy fixes for debt and credit problems and guides the readers through it - Kristy Welsh,author of "Good Credit is Sexy".

Get information you can use!
The book told me how to get my credit report and fix it. Theres a lot of good ideas about how to save money and do a budget. I didn't know I could negotiate with creditors. This was a good buy. ... Read more

Product Description
This is not a book about how to become a millionaire in a minute.This is a book about money trouble.A book about people just like you and me who find themselves at the end of their financial rope.In particular this is a book about trouble with credit cards and how to get out of that trouble without bankruptcy. From budget help in Chapter 3, to how to talk to your Creditor in Chapters 5 and 8, to a discussion of Dollars andDamage and the Time it takes to become "Debt free" in Chapter 10, you can take control and start solving your credit card trouble right now."Forever in Your Debt" presents the facts, resources and personal stories that hold the keys to "Escaping Credit Card Hell".There is no need to pay for costly services or file bankruptcy; you can talk to creditors and get their help.The nation's leading expert in Responsible Debt Relief provides all the help you need. ... Read more

Customer Reviews (5)

Disappointing
I should have done more research on the author but apparently he'd had his business (helping consumers settle credit card debt) shut down by the Feds.Much of the book is his justifying himself so it was pretty worthless. I would NOT recommend this book! "Settle Your Debts" by Norman Perlmutter was much more helpful.

None of these reviews actually are helpful!
I'm really surprised that there aren't any actual reviews of whether this books helped someone eliminate their debt. Gee, one review is from the author who quotes himself from his book... the other 2 reviews simply state that the book has some information in it but their is NO personal testimonial of someone who actually had debt and used this book to eliminate... that this book teaches the strategy in talking to credit card companies, etc...

I found the author's videos online when i was searching for the many "debt relief companies" that advertise on Air America Radio.

I was looking for comments on whether these companies work and which one i should recommend if any and i found Harvey Warren's 20 or more supposed educational videos.

All the videos say the same thing: go to his website and buy the book. i'd really like to know if these techniques work! There are so many of these books out there and Amazon.com is such a great way to find out which books are actually good.

I'm suspicious that no one real has reviewed this book. Seems like the 2 reviews that are not the author may have been sent by the author to post a "review".

Love to hear some real experience with this system he proposes.

Thanks!

Forever in Your Debt
This book crept to the heart of credit card debt straight away - the fact that most of us don't want to even know how much our debt is, or admit to ourselves that we've gotten into this mess in the first place.Debt is intensely personal.

Harvey Warren lays out the groundwork by showing us how the credit card companies work, how they set us up by luring us in with promotional awards, and give us more credit than we need.He does an excellent job in advising the consumer of the options and programs that are out there, what to do about the crushing shame that comes with overwhelming credit problems, and how to start to get out of the debt hole.This was a very informative book, and I highly recommend it to anyone struggling with overwelming credit card debt.

Readable and Reassuring
This is an excerpt from the Introduction that I hope will help you better understand how important this book is to you if your sincerely want to avoid bankrupty... and foreclosure.

"Although personal responsibility is the fundamental first step in getting your financial house in order, I have always firmly believed that the credit card issuers have played a major role - and some suggest a dark role - in creating the current consumer debt crisis in America.I met with hundreds of good people who took responsibility for their debt and looked their financial disaster in the eye.All of them soon realized that the blame did not belong to them alone.They demonstrated to me that consumers in debt trouble are ready, willing, and able to rethink, reject, and release the habits and misconceptions they had about credit, avoid bankruptcy, and start building a durable financial future.This book has been written to help you take responsibility, just as they did; to support your desire to spare yourself the personal anguish and long-term financial consequences of bankruptcy; and to give you the skills you need to never again to be in anyone's debt."

The trick to getting out of debt is doing something, but first you need to know what to do.

Valuable Insight on "How to Get Out of Credit Card Debt"
This "how to get out of credit card debt " book provides a practical, meaningful tool. Each of the chapters - including those on credit counseling, debt settlement, bankruptcy, what happens to your credit rating - can be read and used one at time enabling the reader to focus on topics of immediate interest.The budget chapter, which recognizes there is no single "right choice" only the choice right for you, provides the tools needed to create the personalized foundation necessary to becoming debt free. It seems to me that this guy knows what he is talking about and a few hours spent reading this book can save the reader thousands of dollars and more importantly, needless credit damage.

... Read more

Product Description
Everything that you need to know about basic personal finances, from how to open a checking account to getting credit cards to how to use credit wisely and to your advantage to how to avoid getting into trouble with debt and credit to how to get a loan or grant for university to basic investing ideas, and more is in this book! Filled with a wealth of knowledge to help you gain good personal financial habits and retire wealthy, Personal Finance 101 - A Beginner's Guide is ideal for teens and twenty-somethings just starting out in the financial world. Parents will want to read this book with their young adults to give them the head start in financial life that they never received.Complete with numerous links to on-line resources, you'll want to refer to this book over and over again! ... Read more

Customer Reviews (1)

Great information for everyone!!!
This book is a great read! It lays out the rules for having credit cards and checking accounts that I wish I had when starting out with my personal finances. I finally found out how checks are used by banks and department stores. And I like the ways to protect myself from getting my personal information ripped off and my credit ruined.And the ways to get out of financial trouble if your in it are wonderful.

This book also has many ways to get free money in the form of grants for college and starting a business that I find useful. Many foundations and the government have a lot of money they give away every year. There is a lot of free money out there that I didn't even know about, like credit cards and special financing deals for cars and furniture.

I always thought that a budget was about counting pennies, but I was wrong. The way to create a budget in the book is easy and makes sense.And there is a lot of good information about easy investing for the future.I loved it!
... Read more

Product Description
If you have serious financial problems or your simply not happy with the interest rates being offered to you by lenders then you need to know that YOU ARE BEING WATCHED. Every financial move you make is being recorded. Your purchasing habits, how and when you pay your bills, every slip up, EVERYTHING!If your like most people then you probably have no idea what information is being recorded about you or even who is recording it much less how the system that decided that you deserve a low credit score and a bad credit report works. This same system has the potential to effect your job prospects, the rate of interest you pay and even which apartment you can rent.The good news is becoming aware of how this system works and even manipulating it to improve your own credit score is much easier than you may think. Even the worst possible financial crisis can be turned around given time and knowledge. And minus the expensive fees of dodgy credit repair companies. The truth is there is little to nothing extra that can be done by a credit repair company that you can not do yourself for free.Knowledge is power! It's time to stop letting your financial failings leave you an emotional wreck and beat the credit crunchers at their own game. ... Read more

Product Description
92 Easy Ways to Save Money" is a compilation of powerful money-saving concepts from the world's top financial advisers.

If you use just a single one of the concepts discussed in this collection, you will easily make back the purchase price of this book multiple times over. And that's just if you use one tip; you have 92 to choose from!

Rather than being a theoretical discussion of abstract concepts, this book is an action-oriented guide that will take you by the hand and show you step by step how to optimize your spending habits, slash your living expenses, and finally achieve the financial freedom you've always wanted. ... Read more

Customer Reviews (4)

Greal Deal and Great ideas
By using this book, I learned how to save money and also saved my house from going into foreclosure. I took the advice and used the extra money and saved my house.

Practical Ideas That Will Help Anyone Save Money
This is a solid, little book full of useful ideas and different ways to save money. This book is short but that doesn't mean it lacks substance. To me this book was perfect for the quick ideas that can get me moving in the right direction. With some ideas I needed to do more research but with others it was just enough information to motivate me to do the right thing.

Great Ideas for Saving Money!
This book features a long list of money saving tips that anyone can use. Some of them are more obvious in nature (like clipping coupons or buying on clearance) but there are others I had not really thought about. If you take many of these tips and mesh them together, you can really affect your bottom line. In this economy, it's important to save money where you can! This book is for people who really want a list of ideas rather than an in depth look at budgeting or anything of that nature. But if you are looking for ways to save money, this book will be a handy tool for you.

If you enjoy being thrifty, then this is for you!
Just got finished reading this book and I really enjoyed it.

You're not going to find hundreds of pages of boring material. The author has really summed up 92 great ways to make your money go as far as it can and he doesn't present you with a bunch of filler material. It's quick and to the point. However, I wouldn't necessarily say that this book is about saving money... it's more about how to get MORE for your money, which is fine with me! I always enjoy a good bargain.

Some people call this being cheap, but I call it being thrifty!

If you're looking for numerous ways to stretch your dollar, then this is a great book to read through. Especially during a recession!

Overall, this book gets 5 stars for being an easy read, and showing me a LOT of new ways to spend wisely. ... Read more