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Click here to visit other RealCities sites Help Contact Us Site Index ... Newspaper Subscriptions Search Search the Archives Business Banking Columnists Companies Personal Finance ... Workplace Our Site Tools Weather Charlotte Myrtle Beach Charleston Local Events Yellow Pages Discussion Boards PRESS RELEASES BusinessWire: N.C. companies BusinessWire: S.C. companies PR Newswire: N.C. companies PR Newswire: S.C. companies Get Educated! Keep up with education news for Charlotte and the regions, updated daily. Learn more Observer Ads Find sales, deals in today's print ads from The Charlotte Observer. View the ads Back to Home Monday, Apr 07, 2003 Business Posted on Mon, Nov. 11, 2002 Effective reward programs lure customers Build loyalty by offering prizes that encourage buyers to come back Airlines introduced customer reward programs more than a decade ago. Since then, businesses ranging from bookstores to coffee shops to credit card issuers have implemented a range of customer incentives. Properly implemented reward programs create loyal customers. There are several elements to developing a reward program. Reward programs allow businesses to collect information about customers and their buying habits and can generate customer loyalty (revenue).

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Uncle Sam's Free Ride From the March 1999 Issue of CardTrak This year American taxpayers have an option that never existed before: paying incomes taxes with a credit card. In 1997, Congress passed the Taxpayer Relief Act to grant the IRS authority to accept credit-card payments for personal federal income tax payments. After a comprehensive vendor-evaluation process, the IRS awarded California-based U S Audiotex a credit-card-processing agreement for the initial pilot. The pilot is now underway with MasterCard, American Express and Discover participating. (VISA has declined to participate at this time.) To pay personal income taxes via a credit card, you simply dial 888/2PAY-TAX. You will then be connected to the U S Audiotex Interactive Voice Response system, prompting you to enter the pertinent information via the telephone keypad. A relatively painless process. There is one catch though: a service charge ! While Congress gave the IRS authority to accept credit cards, it did not give the IRS the authority to absorb the merchant fees associated with credit card transactions. Therefore, the merchant fee, which averages about 2% on a typical transaction, is passed directly to the credit-card-paying-taxpayer in the form of a service charge. Most credit card companies prohibit charging consumers a service fee for credit card transactions. MasterCard, American Express and Discover waived this regulation for the IRS pilot. (VISA is sticking to its regulations for now.)

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cash rebate credit cards, low interest credit cards, no annual fee credit cards, apply for credit cards, credit card Home Apply Now Find A Card Contact Us ... Click Here To Bookmark Us Find Best Card Overall Best Cards Lowest APR Cards 0 Annual Fee Cards Select By Type Secured Credit Cards Cash Rebates Cards Frequent Flyer Cards Reward Credit Cards ... Student Credit Cards U.K. Residents U.K. Credit Cards Business Cards For Small Business Credit Security Protect Your Card Online Card Usage ATM And Your Safety How To Fix Errors ... Credit Card Fraud Credit Card Tools Find The Right Rates Free Credit Report Financial Resources Find The Best Card ... Terms And Meanings Credit Cards With Rebates We constantly monitor market in order to provide you with the information on the best credit card deals. The list of the credit cards presented below. simply lets you compare the cards by their most important factors: such as, fees, annual interest, etc. To find out more information on any card listed below, click card type under it's name. Good Credit OK Credit Bad Credit Rebuild Credit ... Get Your Free Credit Report Card Name Annual Fee Intro APR % Intro Period APR % Bonus Apply American Express Blue Card 6 months Up to 2% cash back. Free

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40. Search Results programs (United Kingdom) Directory of reward programs where you shop online DealTimeis a free comparisonshopping cash Back reward and Air Mileage Credit http://www.idlx.com/cgi-bin/smartsearch.cgi?keywords=rewards

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